Attention homeowners: Real estate appraisal services for in Spanish Fork and Utah CountyHere are the top reasons Utah homeowners order from Petersen Appraising, Inc:
At Petersen Appraising, Inc, we understand the special needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Petersen Appraising, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.Challenging Utah County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other houses close by. This means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Petersen Appraising, Inc is your chief weapon.PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Petersen Appraising, Inc, we're experts in helping customers just like you delete unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Petersen Appraising, Inc can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Petersen Appraising, Inc can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? Petersen Appraising, Inc can help you with that. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property. |